Could this be the beginning of the end of Fractional Reserve Lending??? A major Revolution in the way we do banking is already underway. Since WW2 Credit has been running rampant all over the world. In 1971 all major world currencies became 100% fiat. Since 1971 credit (debt) has expanded to unsustainable levels. In my modest opinion what we are facing is a very economic philosophical questionâ¦â¦â¦..Can we continue to do banking the same way as before??? All over the world people know we need a âFinancial Revolutionâ â¦â¦â¦â¦â¦â¦already in Latin America six countries (Venezuela, Uruguay, Paraguay, Argentina, Bolivia and maybe Colombia) have given birth to the âBank of the Southâ â¦â¦â¦..we are going to see a major monetary integration there. REGARDLESS OF WHAT HAPPEN IN THIS CRISIS SOMETHING WILL CHANGE FOREVERâ¦â¦â¦â¦â¦â¦.WHAT WILL IT BE???