I expected much worse. My IT business is on track to do better this year than last. So far, the economic problems are being pushed off to the peripheral. I believe the stimulus has been enough to cover over the giant sucking chest wound in the American Financial system, so we will die a slow painful death, probably kicked the economic problems another 3-5 years down the road. The market, will meander maybe head lower. But the opportunity for a sudden collapse was in September- October. The banks are zombified now. They will live forever. The financial crisis is over, we are now in a worldwide political crisis, far bigger problems than the financial one.