need to rant... I called them (citibank mastercard) this morning to find out why my gasoline transaction was declined. Turns out I had sent my May payment to my other (infrequently used) citibank mastercard account by mistake. I always pay my balances in full, have never in 9 years been delinquent on this account. It's a joint account with my wife. We both have substantial incomes and FICO scores over 800. Our credit limit exceeds $50k on this card, and $4100 were 11 days "past due," so they shut down the account. The call center person could open both account #'s, could clearly see the $4100 credit balance in one account and $4100 debit balance in the other, but refused to move it over, and told me there was nothing she could do about late fees, etc., since it wasn't a bank error, it was my error. This is the kind of bullshit that gets me worked into an irish rage. I sent them (citibank) the full balance before the due date. wtf? I demanded a manager, but got tired of holding and hung up. FUCK THOSE COCK-SUCK MOTHERFUCKERS!!!!!! I am cancelling all my accounts and withdrawing all the savings I have on deposit there. makes me happy that I've been too busy to renew my CD's with them. I am really REALLY pissed off. It's not the 29 dollars, its the goddamn principle. Right now I want exec bonuses clawed back, and some sort of punitive tax assessed. I can't believe how pissed I am. I am going to go to one of their branches and scream at someone, have like a borderline arrest-worthy tantrum. I've obviously cut up my cards. I paid off the balance and told my wife to not charge another dime on citi card , since I will never ever again make 1 red cent flow to citibank (except through my tax $'s of course, thanks to the criminal cocksuckers in office). If I had any real guts I'd charge it way up and stick them with bad debt.... ........... Cliff's notes: what's the best non-citibank credit card for people with excellent credit that pay off their full balance every month, and don't care about annual fees?