I promised myself to be positive and not posting too much negativity. However, for all the young and new generation, I 'd like to ask the world: is this fair that Wall St expects new graduates to hold a CFA when NONE, I mean, NONE of CFAs were corrected to predict market top in 2007 nor bottom in March 2009. What the use of having this certificate except you are desperate to get a job? Is that fair that the young generation has to have too many degrees to get an intern position? Why older generation gets to be CFO/CEO/ect..... with just a bachelor degrees.....BUT nowadays, people need tons and tons of education to get just 'a job'? Is this fair?