Okay, Iâm going to let you guys in on my career fantasy. The problem is that I donât know if itâs a fantasty that could one day become a beautiful reality or if it is just a Pipe Dream because of tax code or something else that Iâm not taking into account. Things have been going pretty well in the Roth IRA of late: Iâm making consistent gains. Now letâs suppose I can keep that up for 5 years and end up with, say, a million in that account. Someone let me know if the following is doable with that million: 1. I pull out about 500,000. If I do that, Iâll have to pay taxes on the 500,000 which will be around 25% plus Iâll have a 10% penalty. That will leave me with about 65% of the original or around $330k. 2. Leave the original $500k in the IRA and continue to build it up for retirement. 3. Trade off of the $500k. If I can swing trade even 33%, thatâs $165,000/year. So what do you think? Has it been done? Will the IRS stop me? I know I have to give some money to the IRS, but to me it would be worth it to be able to retire early.