Newbie question. I recently opened my first account and have placed a couple trades to see how the whole process works. I am surprised to see how long it takes for the sale of shares to be credited back to my account and have the added buying power back. With a small starter account, I am basically crippled in making any purchases until the money gets credited. Is it normal to take numerous days for the money to return to your account?? Would having a margin account help?? thanks.