"Bitcoin sucks for payments"

Discussion in 'Crypto Assets' started by Daal, Mar 26, 2021.

  1. destriero

    destriero


    When is the last time you paid for Door Dash with gold?
     
    #11     Mar 27, 2021
    TrailerParkTed and johnarb like this.
  2. Why would you? However, I promise you that the driver would take an ounce of gold for payment. And what idiot uses DoorDash? Have you taken a good look at some of the pilled out drivers? Ugh.
     
    #12     Mar 27, 2021
  3. bln

    bln

    Bitcoin itself is for larger purchases, lets say $10k and up. If you are purchasing real estate, car, motorcycle, motorboat, yacht, sailboat, art, etc. it will work fine.

    Bitcoin Lightning Network is close to production ready. Instant transactions and fee's a lot lower than Visa/Mastercard/AMEX/Dinners. Will be a big win-win for all parties. Especially in developing countries where average people doesn't got access to quick and easy payment solutions and the fee's are very high.

    I did experience this first hand then I was living in Philippines for 3 months. You had to pay 2-5% of the amount just to send money to the other side of the country. That's insane for a westerner that is used to free zero cost domestic transfers.
     
    #13     Mar 29, 2021
    johnarb likes this.
  4. virtusa

    virtusa

    LOL
    Works well for 10K, and people in developping countries would benefit from it??? They will never see 10K in their entire life and will surely not buy real estate, car, motorcycle, motorboat, yacht, sailboat, art, etc.

    If you use Western Union or Transferwise you don't have those problems. But you are probably very pro bitcoin and blind for other solutions.
     
    #14     Mar 29, 2021
  5. bln

    bln

    You got problem reading. For on-chain payments that is. Lightning Network is for everything else.

    Western Union and other such services is very expensive. Transfer costs are above 0.50%, which is an insanely high fee for an transaction.
     
    #15     Mar 29, 2021
    johnarb likes this.
  6. johnarb

    johnarb

    I agree with bin, for big $ transactions, native bitcoin on-chain is best due to the unbreakable, unhackable, no outage for 12 years, security of the bitcoin blockchain.

    You can use bitcoin for buying a Tesla EV or an Oakland A's luxury suite

    Michael Saylor also mentioned this, if you want to transfer $100M or even a billion $ to someone, just use bitcoin and save on big bank fees

    For small transactions like coffee or McDonalds, there are many other bitcoin solutions like the lightning network, PayPal-linked bitcoin, Square, Visa, Mastercard, etc.

    https://www.cnbc.com/2021/03/29/visa-moves-to-allow-payment-settlements-using-cryptocurrency.html
     
    #16     Mar 29, 2021
    Sprout likes this.
  7. virtusa

    virtusa

    Just don't make the mistake to pay to the wrong bitcoin adress because that will cost you 100% of the transaction amount in expenses. You'll never see your money back.

    PS:How about the poor people in developping countries that wish to buy real estate, car, motorcycle, motorboat, yacht, sailboat, art, etc


    I pay with my bankcard without any fee to pay. Don't need bitcoins for that.
     
    #17     Mar 29, 2021
  8. Sprout

    Sprout


    Pretty soon, it will all be under-the-hood. The UX will be seamless.

    https://www.forbes.com/sites/ninaba...ith-bitcoin-partners-in-usdc/?sh=5dc3ab165228
     
    #18     Mar 29, 2021
    johnarb likes this.
  9. Sprout

    Sprout

    #19     Mar 29, 2021
    johnarb likes this.
  10. Daal

    Daal

    Yeah, I have been through some of these LN issues myself. Its not perfect. However, if Paypal implements its own Layer 2 (free or low cost BTC transfers between users) that will be significant. Then, what if the L2s start to connect to each other? Paypal could connect to Coinbase, which would connect to Liquid, etc. The possibilities are significant. I believe one of the keys why LN didnt take off in a big way is because BTC still has lots of bullets in the scalability barrel left. There is still so many people not using non-native segwit addresses (bc1...), paying more fees than necessary. People are making so much money that they just dont care about the fees. But if the price stops mooning or if fees rocket higher, then they will start to care and then Layer 2s will take off
     
    #20     Mar 29, 2021