I recently opened an account with Schiff's bank, Euro Pacific Bank. I got to say, its pretty shitty in technology and security. They use SMS (!) for 2nd factor authentification, and you cant choose anything else. The web platform is downright confusing and its a pretty bureacratic mess (it takes several emails and documents just to get wires in and out). Schiff knows nothing about tech and security, no wonder he doesnt get bitcoin