The biggest financial institution in Florida, $14 billion BankUnited of Coral Gables, was told by its regulator, the Office of Thrift Supervision, to find a buyer who would raise its depleted capital to acceptable levels or risk a government takeover. In an ominously sounding "prompt corrective action directive", the OTS has essentially given the bank a 20 day ultimatum. If Florida's biggest bank is on the hook, at a potential maximum taxpayer cost of $14 billion, maybe the stress test will not be just the fluff everyone is now expecting it to be. Then again, Citi, with its $3 trillion in assets, being told to find a buyer in under three weeks, may not be the most amusing notion for Vikram Pandit and Sheila Bair. http://zerohedge.blogspot.com/2009/04/and-so-it-begins-biggest-florida-bank.html
Naked shorted out of existence. http://seekingalpha.com/article/85495-sec-shorting-restrictions-are-some-banks-being-set-up Now, you help pay for it. Maybe, in a real market, they would have had some time to right the ship. Regardless, they were illegally manipuluated, rendering the common crippled.