I think the dumbest part of this whole thing is paying 18-20% for credit cards in these days of 0%, 3%, and 6% cards.
COF happily charges you 17.5% unless you call and threaten them with leaving if they don't lower it. And if you have lousy credit I'm sure DriveTime etc will gladly sign up people for 16% to finance a 10-year old beater. If there's a desperate need for money you'll pay.
My cards are 6.5....but in the fine print 22% for 'cash'...needed 2k to tide me over for one month around x-mass and my jaw dropped at the int. charge in january
Oh I know it. Citi gives you a rate keyed to the prime then if you go over your limit by 1 buck they run you at 25.99%
you must have done so well today that this is your way of telling the marketplace: "hey, bigman is back". you ain't broke!
Hey the President speaks at 8pm est. You may turn out to be clairvoyant. the Pres certainly isn't; he's suggesting vacations for Saddam (I think the Azores is perfect for Bushy).