Hello. I am a long time lurker, and enjoy the forums very much - collectively, there is a wealth of information here, and i thank everyone here for making me a better person by understanding the world - which is heavily dependent on the markets. I am not a trader - rather, a software guy (in the trading world though, so i at least understand the tools you use). Therefore, I am lost with my thoughts, and could use some help. Please excuse my lack of any understanding of economics - i make it clear i am not bright! I hate to continue with pessimistic outlook - but will anyway.... I believe 09 will bring more bailouts (which are disgusting) and continued borrowing (my wife just showed me an advertisemtn for a 500 dollar baby monitor /flat screen that i know someone out there will purchase on a CC - too much of this insanity!). This I believe leads to inflation, something the guv has avoided for so long, but i think its inevitable. Therefore, i would like to put up a hedge - meaning, I am willing to put up a sizable amount (relative to my means), betting on inflation. If the year ends, and inflation does not rear itself, i am ok with parting with that money - as to me that means the economy sustained itself and all will be ok (am i wrong?)... Anyway - what is a good instrument for this? Is gold a good hedge for inflation still? By the way - why has inflation not reared its head, and do others predict it here? PS Dont flame me! Just need insight. Thanks.