Surely this is off-topic, so I apologize in advance. I'm a short-term futures trader and make my living as such. Like a lot of you, I have no clue about retirement planning, long-term investing, or any individual stocks. Anyways this is about my parents, who know exactly what I do, yet still somehow manage to ask how my portfolio is doing..lol. They have to take some money out of a 401K very soon and are asking my advice. Yikes! Knowing their financial condition and their hinting on wanting to keep a lot of it in cash, I want to suggest on online brokerage where they can buy bonds, etfs, cd's and keep a bunch in cash. So any advice on the most solid brokerages or other alternatives is very much appreciated...happy trading all!