No problem, glad to help. I also know a couple of guys that tend to move around quite a bit. They have lived in Belize, Costa Rica, Panama and now they are in Uruguay. They are currently buying a home there and said in terms of living, healthcare, crime and stability it is the best place they have lived. I might have to go check it out sometime. I know my son would not want to leave the U.S. but I am hoping to retire early about the time he graduates and then me and my wife might decide to move out of the U.S. Right now it will be Belize. P.S. I love Hawaii but cost of living is too high. I'll be there on vacation in about 3 weeks though.