For someone with limited personal capital, trading for his own account may make sense as a way to make a living and hopefully amass capital for himself. But once one has amassed substantial capital, through trading or otherwise, it could be more fun to retire and pay a successful trader/investor to do the work. If you had several million dollars to invest with the goal of having it grow to the most money possible in five years, with what trader or firm would you place it? Would it be a hedge fund? If so, which one? What annualized rate of return would you expect?