A few years back, I had a belief that America will undergo inflation which will cause the dollar to fall. So I moved much of my long-term assets out of dollars and into foreign stocks. Heavy in Canadian stocks and into some international funds. I also borrowed money like there was no tomorrow because interest rates where relatively cheap. I used this money to travel and live beyond my means with the belief that I would pay back with cheaper dollars. The talk about deflation had me really nervous a little while back. What have I done... how could I be so stupid?? But that was then and this is now. Looks like everything has gone to plan. My 4.75% mortgage is likely less than inflation. My salary is also increasing at over 10% a year (I just trade part-time). My foreign assets did get hit early this year to do an extreme emphasis of stocks over bonds, but the recent collapse in the USD is making 2008 look great! (Not thanks to stock performance which was mediocre, but thanks to the currency exchange when converting value back to USD). All in all, thank you Ben Bernanke. I adopted a belief that was contrary to what my parents preached. Had I done that, my dollars would've been devalued to shit while getting a pathetic 1% interest at the bank. Instead I borrowed and lived beyond my means. I am now paying back the bank with cheap currency. I'm reaping the benefits of higher inflation and a weak dollar.