I have some cash in a money market fund that I was planning to use to buy a business, but since the economy tanked I have given up on that idea. I have done well investing in real estate, but that scares me now too. Since the stock market has tanked so badly, my thoughts are that there is going to eventually be a great money-making opportunity there and I need to learn the ropes. I am smart and can spend as much time as I want to learning to trade. I am on the computer all the time anyway. I do not plan to even open an account anywhere until I have some good knowledge under my belt. Any short cuts or advice you can give would be greatly appreciated. The only thing I have done so far is open a free trial zack's account and tested it with a fake portfolio. Was not that impressed.