I'll be brief. For your purposes: 1. That $10 default market data is fine. No need for CBOT floor data 2. Bundled 3. Reg-T Margin. Daytraders don't use cash accounts. You can do anything with a margin account you can do with cash, but not vice versa. 4. mmm... check off Speculation as the purpose of your acct
This approach tends to develop sort of a mental barrier for many traders. Please tells us why you think differently. However, I'm sure there is not just one winning formula. Assuming you have a different winning approach, would you be willing to share it with us so everyone can compare ? Anek