You should really shut your yap before I stick your state's securities regulator on you. The way you talk about the market there is no way you are federally covered. Performance compensation is one component of the structural relationship between investor/manager, but not on the checklist for determining competency.
\ You are joking or are you just a moron? running neg int rates in an inflationary enviroment is economic suicide. They continue to refuse to move on rates simply to try and protect the country from a recession it is already in. In a word Maddness.
You are a moron. Wake up. The Fed dealt with an unprecedented financial meltdown by reducing the base rate and ensuring banking liquidity. Both moves together made a vitally important policy response. This policy also benefits those people using loans and credit cards, usually most people. However I wouldn't expect you to understand.