I tried it out last summer/fall and was thoroughly dissatisfied. The platform is a joke for anything other than buy and hold. Maybe things will get better with the second generation. Also, I got a few cold calls from full service brokers when I opened the account. I am very positive on BOA other than discount brokerage.
http://www.bankofamerica.com/investing/ the $25000 can only be in other accounts. try http://www.zecco.com/ instead ...