I would like to learn about the willingness of banks to lend, which rate applies best and a "quick glance" way to read the rate. I will learn on my own, just need a push. I heard banks are less willing to lend recently even with the housing bill, and from what I am learning this foreshadows a very difficult time. Any help greatly appreciated, thank you.
The prime rate seems so static. Is the news on Chrysler "no more leasing" a warning sign that the banks are beginning to pull back in earnest?