Not many holders of the toxic debt left. Within a week MS will be merged. WB will go the way of WM. Others gone bankrupt or have been taken over with their shareholders essentially swallowing the risk/loss. Only ones left standing with toxic debt are Citi, BankAmerica, JP Morgan/Chase and Goldman. Essentially the govt. is now handing 1 Trillion to these 4 remaining Banks. Whoever controls the web that control these banks, will have carried out the biggest banking heist in history. Something to ponder on.