The committee overseeing federal banking-bailout programs is investigating the lending practices of institutions that received public funds, following a rash of complaints about increases in interest rates and fees. Since the Troubled Asset Relief Program was launched last October, banks bolstered by capital infusions have boosted charges on a wide range of routine transactions, hiked rates on credit cards and continued making loans criticized as predatory by consumer advocates. The TARP funds are intended to open lending spigots and make it easier for people to borrow money. Last week, for example, Bank of America Corp. told some customers that interest ... http://online.wsj.com/article/SB123958015246312123.html The American taxpayer and consumer getting double-screwed by US BANKS. Enjoy the "recovery efforts" !