If the bail out takes place, does that mean the people who are having difficulty paying the credit card bills would get a break? Will the bank come up to the common man and say, "listen, u don't have to pay us since the government helped us out?" I don't think so. The debt would still get sold and some third party or some lawyer would pay that debt for pennies on the dollar. They would go to the courts and win an judgment and put a lien on your bank account. So the consumer still gets screwed big time. Banks get richer. When I say banks, its not all the banks or not the small bank down the corner of your street...its the big investment banks like Goldman and Morgan Stanley. I have to agree with Jim Rogers..on this issue. Hank Paulson is helping his buddies on wall street. This is about corruption. In America, we call it 'lobbying'.