BAC will be bankrupt within 5 years. They have extensive legacy loan losses that keep showing up in earnings. Ever since John Thain deceived BAC into buying Merrill, they have been going down and there is no reason for them to be a part of the DOW. They have -$1.6 per share on a 6 dollar stock. This is equivalent to an earnings yield loss of more than 25% of common. No that stock decided to go to zero since the day they assumed the loan packages Merrill had underwritten.