I know lot of people shiver when they hear averaging down, but what do you all think using average down on housing index right now? That way you won't miss bottom. I know averaging down on individual stocks is a bad idea but for index should be pretty safe bet since it is very unlikley that will go all the way down, and housing WILL rebound sooner or later. Personally i am considering this optuion since i cannot think of a better time to do this , since everything seems very expensive now, except housing. Any suggestions, ideas are appreciated.