House prices will keep rising. The average net worth of a politician is over $1.5 million. They all have investment property. The next step will be a national roll out of government shared equity schemes The more traditional shared equity schemes involve shared ownership, with the lender taking a stake in your home. Western Australia's First Start program is a good example. Targeted at low to middle income first home owners, the scheme allows the government to buy up to 40 per cent of eligible borrowers' new homes while the borrower pays for the remainder through a low deposit home loan. The home owners are able to repurchase the government's share of their property as their finances permit.