I'm trying to figure out what is the benefit these days of joining one of these places. Are they the same thing as the day trading firms back in the Nasdaq boom? Are they designed for under-capitalized individuals who are trying to speculate on razor thin accounts? Traders who want to get into the business, but don't have enough capital to trade on their own comfortably? The leverage some of you talk of in this section sounds insane and reckless? One bad trade or one computer failure, and your entire capital base could be wiped out in one trade no?