They imply I have an account with them, and that since they are ending their relationship with Transact I will need to fill out new paperwork, or leave my account with Transact. Funny, I've never had an account with them, and after reading the email, I know I never will. I'm not an English major by any means, but it was horribly written. A bunch of spelling and grammar mistakes. I guess I would hope it's a fake/scam email, because I can't imagine a real business putting that out without better proofing. lol