Just to let you know, I've heard from several prop firms that this law about locking up your cap for a year is standard now. Anti-money laundering law written somewhere. I don't understand why this wasn't true before for prop -- it seems like a recent thing. But there are other ways around that if you do not use your license. I'm not sure how they work, but they seem to be legit since every firm I've called offered the same thing. So ask Generic if there is another trading option where you don't lock your capital or use your license. You may get less leverage, but it's worth it. Also yes, your current deal with them sucks. I know traders there that have a 95% or 99% payout and .0003 commissions (they likely do more volume than you though). Depending on how many shares you do, know that there is room to fight for a better deal.