So many grannys in the audience! WOW! 100K+ accounts with 100K+ backstops plus another 500K+ elsewhere. Sounds closer to a retirement plan than prep for a full time gig. A franchise with a proven model would not be good enough. Y'all need a dose of aim small, miss small. Get some faith in your own capabilities. Good luck on your journeys... fwiw, the sausage at McD's doesn't repeat and the wifi is free.