this is covered in one of my 'pre-emptive' answers... a common error if you don't read carefully lol.. no problem, who pays full attention when reading stuff on the internet.
$ cost averaging may not such the doom & gloom some make it out to be. If you really want to pump your 401k or IRA & minimize draw-downs you can learn how to trade around a core position, that is the bread & butter trading technique of the pros & is something anyone with a full time job can do.
Dollar cost averaging seems like the best thing around, by far. The only problem is it takes a LOOOOONG time to make it pull off. Ain't no one got no time for that! I gotta buy formula tomorrow!
Understandable... the urge to get rich quick. Problem is people choose the wrong thing to get rich quick. Most millionaires are made in real estate, followed by owning businesses. And if neither is your thing and you just have to choose a zero sum game, then do poker, or sports betting, or horse racing, where the dumb/smart money ratio is higher. Trading is the worst choice, a zero sum game where your opponents are the best and brightest in the world.