ever since ib burst on the scene, I have had (and communicated) the unshakeable sense that it's a scam at worst, a comedy of errors with a cast of arrogants and incompetents at best. and years, later, they're still proving me right. and finally, whoever shills for them on the yahoo IB messageboards under the name richard l king is a complete [previous expletive deleted] bozo. but then again, if i was as married to them as he appears to be, I might be, too. tt was far more responsive and workable then this crap. cheers!