How has your customer service been with AMP? I have an account with them, and recently applied for a joint account. It has been 10 days, I have talked to 4 people on the phone, and chatted with 3; I still have not gotten one word about the approval of my joint account application. Heidi is in New Accounts department, she was on the chat line with me. She said it would be reviewed "tomorrow". 5 days later, I chat with her, and it will be reviewed "today".... still nothing. I have spoken with Victor there, he has been the only person I spoke to that sounds like he knows what he is doing. I look on Linked In, he has been there 11 years, so he should know. Very disappointing in the lack of help to open a joint account, when I'm already a customer.