So I own stock in Panasonic (for this issue neither good nor bad). I got the dividend...They charged the ADR charge just like my dividends in ENB (Canada) and GSK (Great Britain). But they also added a second charge of $1.95 calling it again a ADR fee. I know I have to go though banks to do these transactions (holdings and all that). Just wondering why I was charged a second fee?? Yeah, I looked on line. Don't want to bother Fidelity for this. Off hand, if you know, why the second fee?? https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=3&cad=rja&uact=8&ved=2ahUKEwiXroaSvLjmAhVDXq0KHYGGCVYQFjACegQIARAB&url=https://www.aaii.com/investing-basics/article/american-depositary-receipts&usg=AOvVaw3S8gPW81NsVRQvEOo_NJ9K