American consumers must be put on straitjackets so they don't harm themselves/others?

From buying on credit, things they can't afford?

 

You're a little late to the party on this one. Consumers already have screwed themselves

 

Go visit some of the sick fucks deadbeats on this site. You have people on there that are (INTO) credit and credit cards. Some have (No Kidding) 40...that's right FORTY credit cards. They are into their credit lines and credit cards. Sickest shit I have seen.
http://creditboards.com/forums/index.php?showforum=2