Ha ha, no easy credit now because too many bets not paid yet. Easy credit was for one purpose. To have more morgage backed securitys to bundle, sell, bet against, make money fast, and sell the risk to another person. Musical chairs like Pabst said. No one care about tomorrow, only about the day. Then they blame poor people who they say are greedy to take out that loan. So much lies. Yes people took a loan when it was cheap, but why so cheap with all the risk? Bank people are not so stupid to offer those loans without a plan. You know that Pabst.