Back in 2007, I requested with my IRA funds be taken out of higher risk funds and be allocated into a basic, interest gaining, CD account (this decision was made due to my own analysis of the markets). Interestingly, the advisor resisted, giving arguments a long the lines of "you won't keep up with inflation, etc." I had to insist that this was my money and requested that my orders be carried out. It turns out that this advisor did not do as I told him/her and kept a bulk of the money in the riskier funds. This was not a misunderstanding of any kind, as I made it very clear what I wanted after he/she resisted. Aside from going the legal route what other measures can be taken to make sure that this criminal loses his/her job and stops destroying people's lives? What organization can one file a complaint with? SEC? Fraud agency? Please help.