.......and I don't mean, "stay single." Although, that's probably pretty good advice. I have people who come to me asking questions about investing, and I'm really afraid to talk to them, because they fall for some line from an Insurance guy, or a guy hawking MF's at church. That being said, what would you tell someone like that? Where would you send them so they wouldn't get screwed? Send them to the bank, they'll end up in some lousy fund with a lot of fees. What would you do? That being said, some of you young guns with computer skills, what would happen to 100,000 dollars in Vanguards' S&Pindex funds, if you bought as the 50 day simple crossed the 200, and went to cash when it broke it? Remember - 45 years to say, 70. A hundred or more to put someplace, and a plan they could follow w/o a lot of difficulty. Because remember. People like that will sell on Big down days, and buy on big up days. It has to be something to keep the average Jane out of trouble. By the way. What do you tell your significant other, should you pull a Heath Ledger. It's an important topic. It 's a bitch to leave early, b ut worse to leave somebody a mess. Moderator - maybe Chit Chat, but I'm not so sure. It's a problem we all have, being arrogant and hard headed and not trusting anyone but ourselves.