Advice on what to do with idle cash held at IB that needs to stay at IB

Discussion in 'Retail Brokers' started by gescob3, Apr 19, 2019.

  1. luisHK

    luisHK

    #21     Apr 20, 2019
  2. jalee802

    jalee802

    Teach me your ways, jedi master.
     
    #22     Apr 21, 2019
  3. Sig

    Sig

    Feeling too lazy to think this through at the moment, does this end up getting you 60/40 fed tax treatment on the "interest" regardless of holding time?
     
    Last edited: Apr 24, 2019
    #23     Apr 24, 2019
  4. FSU

    FSU

    Yes, this would be another advantage. Buying a box for under even, it expires for even (whatever the width of the box is) . This "interest" would be booked as a profit which would be treated under the 60/40 rule.
     
    #24     Apr 24, 2019
  5. gescob3

    gescob3

    It has taken some getting used to but your "cash figure" in a portfolio margin account is almost irrelevant. It is all about available funds.

    For example, I could short sell 1 million dollars in stock and I would increase the cash balance in my account bu 1 million, but it doesn't mean that my buying power increased by 1 million.

    Just as a result of credit spreads I have a lot of cash proceeds.
     
    #25     Apr 24, 2019
  6. elt894

    elt894

    I don't know if it's ever enforced, but it seems this would be considered a conversion transaction and should be reported as ordinary income.
     
    #26     Apr 25, 2019
  7. Sig

    Sig

    Thanks, I had never even heard of this little piece of the tax code and I generally think of myself as pretty proficient at it. Little gems like this are the reason for coming here! You're right, especially with the explicit mention of straddles and the phrase "In other words, the return on your investment is, in substance, like interest on a loan." it sure sounds like it would have to apply. Do you know of any enforcement actions or private letter rulings on this?
     
    #27     Apr 25, 2019
  8. FSU

    FSU

    Interesting
     
    #28     Apr 25, 2019
  9. elt894

    elt894

    I don't know of any. In fact, I don't think I was ever able to find any mention of it besides the tax code itself. It's probably the most obscure nugget I'm aware of.
     
    #29     Apr 25, 2019
  10. Sig

    Sig

    You definitely win the award for the obscure nugget part! I ran into something similar, the term apparently has a number of other defined meanings aside from this one so very difficult to do a search on. Thanks again.
     
    #30     Apr 25, 2019