I just need to open a very simple personal account. Don't think it matters much to me as long as it's not too hard to open and pays good interest. Local banks pay better interest but ask for more document.
Jose don't waste your time trying to get anything material from IB especially not primary related to their business. We have had an institutional account and it took for IB several months to manually sign and mail their own Agreement. They just not created for certain things commonly accepted in the business world.