I will open up discussion on an interesting stock. Although, the technical purists will be aghast at the high volume gap down a few weeks back, the fundamental outlook and the sector would seem to be rather favorable from an investment standpoint. Here is some information to stimulate discussion, pro and con. Yahoo Finance: Asset Acceptance Capital Corp. engages in the purchase and collection of defaulted or charged-off accounts receivable portfolios. Its receivables are acquired from consumer credit originators, primarily credit card issuers, consumer finance companies, retail merchants, and telecommunications and other utility providers, as well as from resellers and other holders of consumer debt. The company also finances the sales of consumer product retailers located primarily in Michigan and Florida. Asset Acceptance Capital Corp. was founded in 1962 and is headquartered in Warren, Michigan. Market Cap (intraday): 731.84M Enterprise Value (16-Nov-05)3: 684.66M Trailing P/E (ttm, intraday): 12.69 Forward P/E (fye 31-Dec-06) 1: 11.43 PEG Ratio (5 yr expected): 0.83 Price/Sales (ttm): 2.88 Price/Book (mrq): 3.03 Enterprise Value/Revenue (ttm)3: 2.68 Enterprise Value/EBITDA (ttm)3: N/A Fiscal Year Fiscal Year Ends: 31-Dec Most Recent Quarter (mrq): 30-Sep-05 Profitability Profit Margin (ttm): 22.57% Operating Margin (ttm): 35.94% Management Effectiveness Return on Assets (ttm): 20.98% Return on Equity (ttm): 27.01% Income Statement Revenue (ttm): 255.79M Revenue Per Share (ttm): 6.871 Qtrly Revenue Growth (yoy): 14.50% Gross Profit (ttm): 103.72M EBITDA (ttm): N/A Net Income Avl to Common (ttm): 57.74M Diluted EPS (ttm): 1.55 Qtrly Earnings Growth (yoy): 7.40% Balance Sheet Total Cash (mrq): 52.25M Total Cash Per Share (mrq): 1.404 Total Debt (mrq): 227.17K Total Debt/Equity (mrq): 0.001 Current Ratio (mrq): 18.165 Book Value Per Share (mrq): 6.529 Share Statistics Average Volume (3 month)3: 250,700 Average Volume (10 day)3: 311,886 Shares Outstanding: 37.23M Float: N/A % Held by Insiders4: 81.31% % Held by Institutions4: 19.50% Shares Short (as of 11-Oct-05)3: 888.91K Short Ratio (as of 11-Oct-05)3: 5.2 Short % of Float (as of 11-Oct-05)3: 3.40% Shares Short (prior month)3: 811.20K