#1 You will not see the economy improve using the same ideas of the past. Those ideas are worthless. (The idea of outsourcing jobs outside the US, exporting Debt,using H1B visa to depress white collar technical jobs (which were supposed to be the future jobs to replace manufacturing) Outsourcing those same jobs to india) The idea that you can pocket this huge spread and somehow expect Americans to have to take on debt as inflation decimates their buying power but they see no wage increase. The fed is trying its hardest with its cronies and politicians to try and allow americans to somehow keep on borrowing and keep playing the same game. Unfortunately it will not work.