My test BTC has arrived at both Bybit and Fybit. My wallet first offered to send the funds for a mining fee of 15% but i opted to wait longer to get into a block for fees of 3% for the one, and 3.8% for the other. In my opinion, there is/was a big difference between SBF and Binance CEO Changpeng Zhao. Anyway, one advantage to leverage is you can keep most of your capital off the exchange. If leverage is 10x for example, then technically, you only need to have 10% of one's capital on the exchange.