I know that if the bill passes the trading will be great for a few days. Just buy buy buy. But: why not use the $700 BB of taxpayers money to charter a Federal Comercial Reserve Bank that will finance the new lending. Isn't that what Bush was saying today: lets get rid of the "clogging" of the toxic paper and let banks lend. So why not instead of buying waste, charter a profitable organization. Have people directly borrow from this reserve. Have people directly refinance. Let the others fail, but guess what - America WILL NOT BE without banks. In less than 2 minutes there will be new investors with new banks. Wal-mart will reapply for bank status and BAM - we got a solid retail bank (besides the reserve). While a lot of my friends and family right now are shaking for job security as they are in the affected banks - lets think objectively, not subjectively. Do we really need to "unclog" the system?