Hi I have a friend who wanted me to ask this advice from the board. My friend works for a company in NYC earning a salary of 75K per year. He has traded on the side for over 8 years now with a slow mo place like Waterhouse and Datek(presently) from the start of that time. He has never used Direct Access platforms but he understands them as I have shown him the "ropes" so to speak on the ins and outs of such a platform. He stared with 15k 8 years ago and he now has the trading account at 250k after tax, also he has never added to the account by the way its all trading profits after tax for 8 years running. My friend has been swingtrading positions for a few days at a time using TA and market momentum/psychology. Once in a while he will knock a trade out in 1 day but according to him thats when he gets a large gain in one day. My friend is 32 years old and married with no kids. He has a house with a small mortgage etc but with what he makes currently he has no trouble meeting his bills, he has always been prudent with his spending that way. My friend's goal since he began trading on the side was to go out on his own full time. He has been doing this as I said for 8 years now and has great experience with TA, market psychology etc etc. He has only been using Waterhouse and Datek as I have said because he swingtrades but he understand the Direct Access Platform because I have shown him so much of it over the years. His goal is to go out on his own and at leat begin with matching his salary that he is giving up. He waited until his account was larger so he could begin to employ a dual strategy of swingtrading and daytrading via a direct access account. Folks he has the stuff, this I know firsthand, he has the right mental game for it and the right experience.(I tell him this all the time) His wife is 100% behind him in his decision. I tell him all the time he is wasting his talent staying at his job and that he should do what his dream has been for the last 8 years and trade full time. I tell him you proved you can make the money because your entire stake is from your trading over the last 8 years. The question is this...and the reason after all that background that I am asking it is because he didn't want to put up a first post and have it start out with this kind of inquiry so I said I would ask on his behalf. Anyhow the question is as follows: my friend wants to know if 250K is enough for him to start trading with fulltime? Taking into account his monthly bills are somewhere around 4200 per month net in total. He does have another 25k saved up as side money by the way not to be used for trading but for bills if he does go full time. However my friend wishes me to ask of your folks here on ET what your opinions are on having 250K and whether or not thats enough to employ both swing trading strategies and day trading strategies while working at home full time not at a prop shop by the way. He does not want to use others leverage only what he has so prop at home or remote is not for sale here folks. His goal like I said first year is to get comfortable with trading at home full time and to match his salary of 75 with gross trading profits. Folks he will be reading the replies please give him some honest answers he can handle it. Thanks all.