Weird bond, I guess the government counts of most people planning their finances poorly have having to cash out before the maturity? http://blogs.wsj.com/moneybeat/2016...yield-on-treasurys-if-you-know-where-to-look/ Seems pretty dumb to invest in this, if you are going to lock your money like this, you are much better off going into stocks
Not exactly breaking news that savings bonds pay 100% return over 20 years. WSJ must be looking for things to write about as this is old news. They're not a dumb investment IMO, "stocks" have a ton of risk, these effectively don't. Besides they're limited to 10k-20k/year total, so it's not like one is pumping their entire net worth into them.