"There's no credit risk; no bank is going to lose money on this subprime fear," he added. "Income-tax collections are strong, and you don't have a housing collapse when wage income and job growth are surging." The TrimTabs chief is advising that investors take lower pricing in stocks as an opportunity to buy more of their favorite mutual funds. "Credit markets have been lending outrageous sums on very favorable terms. But it's not like they're stopping completely. They're just slowing down," Biderman said. http://www.marketwatch.com/news/sto...x?guid={88D64DA2-CA6E-4F39-81AA-440FD495ED90}