One can only imagine what happens in 2016. http://www.zerohedge.com/news/2015-11-08/three-ads-summarize-current-state-subprime-housing-market
That site has zero credibility. They've been bearish for 8 years of the largest wealth creation in U.S. history.
Wealth *creation* ? That's seriously debatable. Zero actual wealth was created as a result of QE and ZIRP. Lots of it was transfered though.
This site is AWESOME unless of course, if you prefer keeping your head in the sand. Where can I find "news" in the U.S. anyways... no... I mean, "news"