For the past few years (here from 2012 to most recently here) we have vociferously argued that the state of the US labor force is anything but healthy (and anything but cyclical) as the structural aging of America (where work is punished, college is free, and retirement long forgotten) drags at The American Dream http://www.zerohedge.com/news/2015-...reasingly-disabled-non-working-american-dream
This chart says it all - as most of the job "gains" being reported are because of 55 and up. I know, we need more QE! That'll help.
the secret to retiring is "Start Early". I moved to a retirement community when I was 28 years old. As a matter of fact my city parents eventually retired there. I figured, "Well, everybody ends up here, so why not just start here?" I bought one of these old retirement farm houses with some land. Only instead of retiring I worked and raised three kids there. When they finally went off to college I was retired just like I was supposed to be, and the house was already set up the way I like it. When prices go up my old retired neighbors complain they are on a "fixed income." I tell them, "I hear ya, I'm just a trader and there is only so much I can eek out of that market each day."