Taking my long term capital losses today, instead of end of year...PayPal

Discussion in 'Stocks' started by Cabin111, May 18, 2023.

  1. Cabin111

    Cabin111

    Just being honest...I bought back my leap on PYPL for $7. then dumped the stock at $61. something. I lost over $9,000. on this trade...Minus two options, where I got about $2,500 to $3,000. in option money.

    They have been losing market share (not gaining). Young people are not using it much...Easier, cheaper systems out there.

    My wife and I have about 15-20 covered calls in our trust account. Many are doing just fine (Budget/Avis, Apple). Of those covered calls, many are leaps that expire the third Friday in Jan 2024. Many times (with our big profit stocks) either a dividend or the last weeks in December the other side will exercise the option for their gains.

    The problems is, this leaves my wife and I scrambling to glean long term capital losses the last couple days of the years. I hate grabbing those, the last week in December, it can be a wild market..Finding, evaluating, and selling (gleaning) those loses.

    Also many of my long term profits were made in January of that year from other leaps.

    Yeah, I know I could have done the 20% drop (just close and sell the sucker)...I still believed in the product. I was wrong...Live and learn.

    PS Yes, I know I could have done a spread...Didn't want to.
     
  2. hilmy83

    hilmy83

    I'm surprised paypal went down as much as it did. I mean I still use it, with Zelle and Venmo. I guess there's really nothing to set it apart.
     
    TheDawn likes this.
  3. maxinger

    maxinger

    You did not trade with the trend.

    The downtrend started in Oct 2021, after it broke the rising trendline.

    10 Nov 2021 was a good time to short it right after it gapped down.
    After that, the highs keep on getting lower and lower and lower and lower.
    You would have been very rich if you were to trade with the trend.

    How low will it go?
    Perhaps 30-40 levels.

    PYPL chart shows a very tall beautiful mountain that peaked on Jul 2021.
    Will it form another very tall peak?
    quite unlikely.

    Nowadays there are thousands of $$$ payment/transfer services.
    Only the top few can survive.
     
    Last edited: May 18, 2023
    jys78 and smallfil like this.
  4. Cabin111

    Cabin111

    It wasn't a leap...Those usually expire in Jan. I did a leap, then another 1 or 2 options (covered calls), before selling...
     
  5. TheDawn

    TheDawn

    Tbh I am surprised that Paypal would lose this much value. There is a lot of competition out there in the payment/transfer service industry but none can compare with Paypal. Paypal still has the dominant market share in North America. It's accepted by the largest amount of online merchants and its fee is the lowest for both payment and transfer services available in the largest array of foreign currencies and it's most secure. Its biggest competitor is the one from China, Alipay because it's associated with the Chinese market and Alibaba but as long as you don't shop there (it's crap) you really have no incentive in signing up with Alipay especially if you are concerned about the privacy of your data. Paypal's customer service and problem resolution is fantastic. Quite a few times when I had problems with a merchant, they are always able to resolve it fine. I didn't like it that they decided to close their phone line and just had customer service over chats during covid but they resolved the problem for me. I wouldn't use any other payment/transfer service. All those fancy payment/transfer service with all those colourful logos, you never know any hidden fees that they might charge you and you never know where those companies originated from and how they handle your data.
     
    maxinger likes this.
  6. maxinger

    maxinger

    Actually, the BABA chart also shows a very tall mountain too.

    The $$$ payment / transfer service must have been overly saturated.
     
  7. Peter8519

    Peter8519

    Any chance Elon might pick it up again and fix it ? :)
    Short term and longer term traders are in sync - Daryl Guppy.

    upload_2023-5-19_13-21-55.png
     
  8. maxinger

    maxinger

    Elon better focus on doing
    very difficult, very complex, out-of-the-world/box things

    like
    -going to Mars, Saturn Moons
    -creating wormhole
    -creating 7th degree of freedom
    -creating 7th sense


    rather than
    running a typical, no-high-tech, simple business like
    - $$$$ payment/transfer business
    - twitting here-and-there business

    I am giving a compliment to Elon.
     
    Last edited: May 19, 2023
    jys78 likes this.
  9. TheDawn

    TheDawn

    Know what you are saying. Elon buying Twitter was a total surprise to me. It creates no synergy with his existing business and is not even his style. Him buying Twitter is like Einstein becoming a medical instrument salesman. LOL
     
    maxinger likes this.
  10. maxinger

    maxinger

    I was very surprised too.

    What was even more surprising was that
    he started to micromanage Twitter (firing workers, becoming a CEO ...)

    He did not hire Twitter CEO until months later.
     
    #10     May 19, 2023